Want to use the value you've built in your home?
There may be ways to access your home equity without giving up the low mortgage you already have.
Home equity · Rental property financing · DSCR
You don't need to figure this out alone.
Whether you're thinking about using the equity in your home, buying or refinancing a rental property, or simply wondering what your options are, I'm here to help explain everything in plain English.
No pressure.No confusing terms.Just honest advice.
Let's Talk Through Your Options
How I can help
Tell me what you're trying to do. I'll help you understand the options.
Looking at a rental property?
I help real estate investors review financing options for rental and investment properties.
Own rental property?
There are programs that may let you qualify based more on the property than traditional income documents.
A little about me
Why I built my business this way.
I believe people deserve straight answers and enough information to make a confident decision.
My goal isn't to convince you to get a loan. My goal is to help you understand your options. If moving forward makes sense, I'll guide you through it. If it doesn't, I'll tell you that too.
GregGati.com is my personal brand. Loans are brokered through EMortgage Capital for licensing and compliance.
What happens next?
Simple. No application link. No guessing.
1
We talk.
We'll spend about 20 minutes talking about your goals and your situation.
2
I explain your options.
I'll explain what may be available in plain English.
3
You decide.
If moving forward makes sense, I'll guide you through the next steps. If not, that's okay too.
Most people don't call because they know exactly what they need.
They call because they have questions. My job is to listen, explain the options, and help you decide what makes the most sense.
Let's Talk Through Your OptionsCommon questions
Plain-English answers.
Do I have to refinance my first mortgage?
Not always. Many homeowners want to keep the low mortgage they already have. That's exactly why we look at second-position options first.
Do you work with real estate investors?
Yes. I work with investors who need financing for rental or investment properties.
Do you offer DSCR loans?
Yes. DSCR loans may let an investor qualify based more on the rental property's income than personal income.
Will you send me straight to an application?
No. First, we talk. Then I send the right application link only if moving forward makes sense.
Let's spend 20 minutes and see if I can help.
If I think leaving everything exactly the way it is makes the most sense, I'll tell you.